Payment Policy
Payment Policy for Gyanpurclub
Effective Date: 22/01/2025
1. Accepted Payment Methods
We accept the following payment methods for orders placed on Gyanpurclub
Credit and Debit Cards (Visa, MasterCard, American Express, etc.)
UPI (Unified Payments Interface)
Net Banking
Mobile Wallets (Paytm, Google Pay, PhonePe, etc.)
Cash on Delivery
2. Payment Security
All payments are securely processed using Razorpay, PayU, etc.]. We use SSL encryption and other industry-standard security protocols to protect your payment information.
3. Payment Authorization
When you place an order, the total amount will be authorized through your selected payment method. The payment will be charged to your account once the order is processed and shipped.
4. Taxes and Additional Charges
Prices listed on our website do not include applicable taxes unless otherwise stated.
Sales tax, GST (Goods and Services Tax), and other applicable taxes will be added to your order total during checkout.
Shipping charges are calculated based on your delivery address and the size/weight of your order. Shipping charges will be clearly displayed before you complete your order.
5. Cash on Delivery (COD) Payments
For customers opting for Cash on Delivery (COD), payment must be made in cash at the time of delivery. Please ensure you have the correct change as our delivery personnel may not be able to provide change for large notes.
6. Failed or Declined Payments
In the event that a payment fails or is declined, we will notify you via email or SMS. If the payment issue is not resolved within 1 day's, your order may be automatically canceled.
7. Order Confirmation
Once your payment is successfully processed, you will receive an order confirmation via email or SMS, which will include details of your order and payment.
8. Refund Policy
If your order is canceled due to product unavailability or other reasons, a full refund will be processed back to your original payment method.
Refunds may take 2 days to reflect in your account, depending on your payment provider.
Refunds for cash on delivery orders will be processed via bank transfer or another agreed-upon method.
9. Payment Disputes
If you notice any discrepancies with the payment made or encounter issues with the transaction, please contact us at [customer support email gyanpurclub@gmail.com within 2 days of the transaction date.
10. Changes to Payment Methods
We reserve the right to modify or update the accepted payment methods at any time. Any changes will be communicated to customers through our website or via email.